There are a number of different types of home loans available to you depending upon your individual situation. Missoula Mortgage is here to help you choose the best type of home loan for your needs.
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Conventional loans offer more options for borrowers, especially those borrowers with good credit and steady income.
FHA home loans have more flexibility to allow borrowers to get low mortgage rates with a minimal down payment.
VA loans are for those who now serve, or have served in the military. These loans offer no down payment and low interest rates.
For those borrowers 62 and older, these loans can pay off your existing mortgage, stay in, enjoy your home and have the money to be current on property taxes, insurance, and keep it properly maintained.
Rural home loans have special appeal. They require no money down, good credit, verifiable income, and properties that are located outside the city limits.
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan.